Daily Joke: The Funniest Bank Joke Ever The Frog the Loan and the Knickknack

A frog hops into a bank one quiet afternoon and makes his way straight to the teller’s desk. He notices the nameplate in front of her reads Patricia Whack, and he clears his throat politely.

“Good afternoon, Miss Whack,” the frog says. “I’d like to apply for a $30,000 loan so I can take a holiday.”

Patricia blinks in surprise and stares at the frog for a moment, unsure whether she heard him correctly. Trying to remain professional, she asks for his name.

“My name is Kermit Jagger,” the frog replies confidently. “My father is Mick Jagger, and it’s all fine—I happen to know the bank manager personally.”

Patricia is still processing the situation but continues with her duties. She explains that in order to approve a loan of that size, the bank would need some form of collateral.

“Of course,” the frog says cheerfully. He reaches into his pocket and pulls out a tiny porcelain elephant. It’s barely an inch tall, bright pink, perfectly shaped, and completely baffling. He places it carefully on the counter.

Patricia stares at the miniature elephant, then back at the frog. Completely puzzled, she says she’ll need to speak with the bank manager before making any decisions. She picks up the tiny pink elephant and heads into the back office.

Entering the manager’s office, she says, “There’s a frog outside named Kermit Jagger. He says he knows you and wants to borrow $30,000. And he wants to use this as collateral.” She holds up the tiny elephant. “I mean… what on earth is this?”

The bank manager barely glances at the little figurine before calmly replying:

“It’s a knickknack, Patty Whack. Give the frog a loan. His old man’s a Rolling Stone.”